FINANCIAL ANALYSIS 

With CPA-qualified consultants, we specialise in comprehensive financial analysis and reporting at all levels, identifying key insights and uncovering cost-saving opportunities to enhance your business’s financial performance.

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Government Departments & Associated Entities

Service Delivery Reviews

We conduct reviews on an organisations ability to deliver key service, whilst aiming to operating at peak efficiency. Our reviews focus on assessing how well services are being delivered to your stakeholders, identifying areas for improvement, and recommending strategies to enhance performance.

Evaluating key metrics, processes, and resources, we help you optimise service delivery, reduce costs, and improve customer satisfaction. Whether your organisation is looking to streamline operations or adapt to new challenges, Dimarx provides the insights and support needed to drive effective and sustainable service improvements.

Research, Investigation, and Reporting:
We conduct in-depth research and investigative studies to help government agencies make evidence-based decisions. Our reporting includes detailed analysis, actionable recommendations, and clear communication of findings, ensuring that stakeholders are well-informed throughout the process.

Financial Advisory and Analysis:
Our financial advisory services help government departments manage budgets, optimise resource allocation, and implement financial strategies that support fiscal responsibility. From cost-benefit analysis to revenue optimisation, we assist in developing solutions that meet both immediate financial needs and long-term economic objectives.

Operational Efficiency:
We work closely with government clients to enhance operational efficiency through process reengineering, resource management, and the implementation of best practices. Our goal is to reduce inefficiencies, increase productivity, and ensure optimal use of available resources.

RISKS !!!

Dimarx provides comprehensive risk assessment services designed to help organisations identify, evaluate, and manage potential risks effectively. By thoroughly assessing the risk landscape,

Dimarx uncovers vulnerabilities and highlights areas where organisations may face operational, financial, or reputational threats. With a focus on detailed reporting, Dimarx delivers clear, actionable insights that align with the board’s risk profile and ensure transparency for all stakeholders.

Furthermore, Dimarx develops tailored mitigation strategies, equipping organisations with proactive measures to address identified risks and enhance resilience. This strategic approach enables organisations to operate with greater confidence, knowing that potential challenges are managed with precision and foresight.

Compliance to standards

Dimarx offers auditing services to government departments and agencies, ensuring rigorous compliance with regulatory standards and operational guidelines. Our audits are conducted with meticulous attention to detail, verifying that all processes and protocols meet the required legal and policy frameworks.

Through a systematic review of records, procedures, interviews and reporting structures, Dimarx provides a comprehensive analysis that highlights any areas of non-compliance and offers clear recommendations for improvement. By working closely with government entities, Dimarx not only confirms adherence to compliance requirements but also supports ongoing accountability and transparency.

This approach allows departments and agencies to operate with enhanced integrity, minimising risk while fostering trust with the public and stakeholders.

Project Planning & Implementation

Dimarx develops tailored projects for government agencies, ensuring alignment with strategic objectives and compliance requirements to deliver impactful and sustainable outcomes. Project deliverables include comprehensive planning, detailed reporting, milestone tracking, and outcome evaluations, all designed to meet specific agency goals and performance indicators.

Dimarx also provides ongoing support throughout the project lifecycle, ensuring transparent communication, accountability, and a clear pathway to successful completion.

Is it time for change?

Dimarx offers a structured and adaptive change management process designed specifically for government departments, ensuring that transitions are smooth, transparent, and well-supported across a broad range of teams. We begin by assessing the specific needs, goals, and potential impacts of the change within the department, creating a customised plan that aligns with organisational values and objectives.

Our process includes clear communication strategies, stakeholder engagement sessions, and hands-on training programs to ensure that all team members understand the purpose and benefits of the change.

Dimarx also provides continuous support, monitoring progress and adapting strategies as needed to address challenges that arise, fostering resilience and adaptability across teams. By focusing on effective leadership, employee engagement, and a structured rollout, Dimarx helps government departments not only manage but also embrace change, resulting in more cohesive, efficient, and forward-looking teams.

Updating your policies or procedures?

Dimarx completed a project developing clear, effective policies and procedures tailored for government departments, ensuring consistency, compliance, and operational efficiency.

Our approach involves a thorough analysis of departmental needs, regulatory requirements, and best practices, resulting in policies that are both practical and aligned with organisational goals.

To enhance the training experience, Dimarx also develops video-based procedures, offering visually engaging, step-by-step guides that make complex policies easy to understand and apply. These videos are designed to support diverse learning styles, making it easier for staff to adopt new practices confidently.

Additionally, we coordinate with Learning Management Systems (LMS) to distribute these resources efficiently, ensuring that all team members receive the necessary training directly to their inboxes or within the LMS platform.

This comprehensive approach supports government departments in achieving consistent implementation and fostering a culture of compliance and continuous learning.

Auditing Services

Leveraging our expertise as Certified Practising Accountants (CPAs) with audit experience, Dimarx conducts a thorough and reliable audit process that ensures precision and comprehensive oversight. Our Team bring a deep understanding of financial standards, regulatory compliance, and industry best practices, which inform every stage of the audit.

Beginning with a well-defined scope of works, we outline clear objectives and audit criteria tailored to the organisation’s needs. Our process includes in-depth research, structured interviews with key stakeholders, and a meticulous review of documentation, backed by the analytical rigour that comes with CPA training.

Site visits allow us to verify data on the ground, enhancing our understanding of operations and ensuring that findings are accurate and grounded in real-world observations. With this skill set, Dimarx’s audits provide organisations with trustworthy insights and actionable recommendations to drive improved performance and sustained compliance.

At Dimarx Consulting, we specialise in delivering comprehensive management advisory services to government agencies, aimed at driving business improvements across financial, operational, and strategic functions. Our team brings expertise in project management, research, and thorough investigative analysis, providing actionable insights to support informed decision-making and efficient public sector operations.

Business Improvement:
We collaborate with government agencies to identify areas for business improvement, streamlining processes to enhance efficiency, reduce costs, and achieve better outcomes. Our approach focuses on aligning operational practices with strategic goals, ensuring long-term sustainability and improved public service delivery.

Financial Advisory and Analysis:
Our financial advisory services help government departments manage budgets, optimise resource allocation, and implement financial strategies that support fiscal responsibility. From cost-benefit analysis to revenue optimisation, we assist in developing solutions that meet both immediate financial needs and long-term economic objectives.

Operational Efficiency:
We work closely with government clients to enhance operational efficiency through process reengineering, resource management, and the implementation of best practices. Our goal is to reduce inefficiencies, increase productivity, and ensure optimal use of available resources.

Project Management:
Our expert project management services ensure that government initiatives are delivered on time, within scope, and on budget. From planning and execution to risk management and quality assurance, we provide full lifecycle project management to drive success in government projects of all sizes and complexities.

 

Additional Services:

  • Strategic Planning: Assisting with the development of long-term strategies to achieve key policy objectives.
  • Stakeholder Engagement: Facilitating communication between government entities, private sector partners, and the public to ensure collaborative solutions.
  • Compliance and Risk Management: Ensuring adherence to regulatory requirements and managing risks that could impact project outcomes or public sector performance.
  • Technology Integration: Advising on the use of innovative technologies and digital tools to modernise operations and improve service delivery.

At Dimarx Consulting, we are committed to partnering with government agencies to deliver measurable improvements, ensuring efficient, transparent, and effective public sector operations. Our tailored approach ensures that each solution is aligned with the unique challenges and objectives of the government sector.

Financial & Operational Services

Fresh set of eyes over the running of your business

Dimarx Consulting Services offers a fresh set of eyes to assess your business, identifying opportunities for improved efficiency and streamlined operations. Our experienced consultants thoroughly review your processes, workflows, and resource allocation to uncover hidden inefficiencies and areas for improvement.

With our expertise, we provide actionable recommendations that enhance productivity and drive sustainable growth, ensuring your business operates at its full potential. Let Dimarx help you achieve greater success through smarter, more efficient practices.

Financial Services

Our team of experienced Accountants and Business Managers at Dimarx Consulting specialises in delivering comprehensive financial analysis services. We focus on identifying efficiencies, reducing costs, enhancing profitability, and ensuring financial stability for businesses.

By providing in-depth analysis of financial statements, cash flow, and budgeting processes, we help organisations make informed financial decisions. Through accurate forecasting and financial modelling, we align financial strategies with business objectives, supporting long-term growth and success.

Cashflow management can be stressful

Having a strategic focus on your cashflow is essential for business success. By effectively managing and optimising your cashflow, you can ensure that resources are allocated to the right areas, enabling growth and operational efficiency.

This approach not only supports informed decision-making but also significantly reduces financial stress, allowing you to focus on scaling your business with confidence. A solid cashflow strategy is key to long-term stability and success.

Does your business know it’s real costs?

Many businesses are unaware of their true costs until they conduct a thorough financial assessment. At Dimarx Consulting, we help businesses uncover their real costs by providing in-depth analysis of manufacturing expenses, overhead recovery, transport, promotional support, direct labour, and other variable costs.

By understanding these key factors, businesses can make informed decisions, improve profitability, and optimise their operations for long-term success. Let Dimarx assist in identifying your true costs and unlocking greater financial clarity.

Let your budget drive your business forward

Dimarx Consulting is experienced in delivering complex, multi-tiered budgets, from departmental level to overall organisational budgets. Whether you’re looking for top-down or bottom-up budgeting, or need assistance bridging the changes from last year’s budget, our team can help streamline the process and ensure financial alignment across all areas.

Let Dimarx support your next budget cycle with our expertise in comprehensive financial planning.

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Business needs additional source funding

Looking for expert mortgage advice in Bendigo? Robinson’s Finance is your trusted local mortgage broker, offering tailored financial solutions to help you secure the best home loans and financing options.

With extensive knowledge of the finance industry, they guide you through the entire mortgage process, ensuring a smooth and stress-free experience. Whether you’re a first-time homebuyer or looking to refinance, Robinson’s Finance in Bendigo is here to help you achieve your financial goals.

Steps to help transition from Small to Medium

One of the key steps in transitioning from a small to medium enterprise is establishing repeatability. This can be achieved through the careful documentation of your processes and procedures, ensuring consistency and efficiency as your business grows.

By creating a structured framework for daily operations, businesses can scale effectively, improve productivity, and maintain quality standards. Let Dimarx Consulting guide you in building repeatable systems that support sustainable growth.

At Dimarx Consulting, we are dedicated to helping organisations achieve financial and operational excellence. By focusing on continuous improvement, efficient operations, and risk management, we ensure that our clients can operate effectively in today’s competitive landscape while building a foundation for future success.

Cashflow Improvers - SELECT A TAB

Expense Management

Regularly reviewing business expenses is essential for improving cashflow and maintaining financial stability. By identifying unnecessary costs, negotiating better terms with suppliers, and eliminating waste, businesses can free up valuable cash that can be redirected towards growth or debt reduction.

Careful expense management helps optimise cashflow, ensuring that funds are available for essential operations while boosting profitability.

At Dimarx Consulting, we specialise in helping businesses analyse their expenses to uncover cost-saving opportunities and enhance overall cashflow management.

How we do things

Regularly reviewing business processes is crucial for maintaining efficiency and improving cashflow. Streamlining workflows, eliminating bottlenecks, and automating tasks can reduce operational costs and improve productivity. By identifying areas for improvement, businesses can optimise resource use, leading to lower expenses and improved cashflow.

At Dimarx Consulting, we help businesses conduct thorough process reviews to ensure they operate efficiently, allowing them to save money, improve cashflow, and drive long-term success.

New Markets / New Products

Expanding sales is essential for business growth, and there are several strategies to achieve this. Entering new markets and introducing new products can significantly increase revenue streams and customer reach.

Effective advertising and promotions also play a key role in attracting new customers and boosting sales. By combining market expansion, product development, and targeted marketing efforts, businesses can achieve sustainable growth.

At Dimarx Consulting, we specialise in helping businesses develop comprehensive sales strategies, including exploring new markets, launching new products, and crafting effective advertising and promotional campaigns to drive revenue.

Supply agreements that work for your organisation

In my experience, making supply agreements work effectively for your organisation is key to optimising cashflow and maintaining efficiency. By negotiating terms such as consignment stock, holding inventory, and reducing lead times, you can ensure a smoother supply chain that meets your needs without overburdening your resources.

Just-in-time (JIT) inventory management is another powerful strategy that helps reduce excess stock while keeping operations running seamlessly. Securing extended payment terms with suppliers can also give your organisation more flexibility with cashflow. I’ve seen how these strategies can create win-win agreements that support long-term success.

Are you financing your customers?

Allowing customers to go outside of payment terms can strain your business’s cashflow and disrupt operations. However, by proactively renegotiating payment terms, you can find solutions that benefit both parties.

Offering flexible terms, such as early payment discounts or staggered payment options, encourages timely payments while maintaining positive customer relationships. Renegotiating terms can also help stabilise cashflow by aligning payment schedules with your business needs.

At Dimarx Consulting, we help businesses find the right balance between customer satisfaction and cashflow optimisation, ensuring financial stability while fostering strong client partnerships.

Is stock a major issue in your business?

In my experience, managing inventory effectively can have a significant impact on cashflow. By implementing Just-in-Time (JIT) inventory management, you can minimise excess stock, freeing up cash that would otherwise be tied up in inventory.

Additionally, leveraging buying power by purchasing in bulk allows you to reduce the cost of goods sold (COGS), Sea-freight, instead of Airfreight… 

These strategies not only reduce expenses but also improve cashflow, ensuring your business has the resources it needs to grow. Managing inventory efficiently is key to optimising cashflow and maintaining a lean, cost-effective operation.

Know when cash is required

Planning your cashflow effectively is key to unlocking new opportunities for your business. When you have a clear strategy in place for managing cashflow, you can confidently invest in growth areas like marketing, inventory, or expansion. Proper cashflow planning helps you avoid financial shortfalls, handle unexpected expenses, and take advantage of opportunities as they arise. 

We work with your business to develop customised cashflow strategies that ensure stability and allows you to pursue new opportunities that drive success and long-term growth.

Adjusting your goals is crucial

Adjusting your business goals to reflect current market conditions is essential for maintaining relevance and competitiveness. As markets evolve, factors like customer preferences, economic trends, and technological advancements can impact your original objectives.

By regularly reassessing and adapting your goals, you can align your strategy with the realities of the market, allowing for more agile decision-making and the ability to seize new opportunities. This flexibility not only helps your business stay on track but also ensures long-term growth and sustainability in a dynamic environment.

Where do you make your money?

Diversifying your holdings and balancing infrastructure assets (capital) with operational profit is essential for optimising your business’s financial health.

Many businesses make their money through a combination of capital investments in infrastructure, such as owning their premises, and the profitability of day-to-day operations. Striking the right balance between these two can unlock working capital and improve cashflow management.

For businesses that own their premises, leveraging those assets can free up funds for reinvestment in growth opportunities. At Dimarx Consulting, we specialise in helping businesses achieve this balance, ensuring a stable cashflow while maximising both capital assets and operational profits.

Having the right staff

Having the right staff in place is essential for driving business efficiency, maximising procurement, and making strong, informed decisions. Skilled employees can streamline processes, reduce waste, and optimise operations, leading to increased productivity and cost savings. Additionally, experienced staff members play a key role in procurement, ensuring the best value for goods and services while negotiating favourable terms.

At Dimarx Consulting, we understand the importance of building a strong team, and we help businesses develop the right strategies to attract, retain, and empower the talent needed to achieve operational excellence and long-term success.

Service Offering

Getting the right information in a timely manner

We can review your information and help implement the changes needed to report on operations, departmental, projects, against budget and against your targets (procurement/financial).

Comprehensive Board Reporting Solutions

We specialise in creating tailored board reports that deliver key insights and performance metrics in a clear and concise manner. Our approach to board reporting is designed to provide the level of detail required by your board, ensuring that decision-makers are equipped with accurate and relevant information.

Whether it’s monthly or quarterly reporting, we focus on producing high-quality reports that highlight critical data, trends, and actionable insights to support strategic discussions and governance.

 

Expertly Crafted Annual Reports

Our team specialises in designing and delivering comprehensive annual reports that encapsulate your organisation’s performance over the year. These reports go beyond financial summaries, offering a complete overview of your operations, key project updates, annual improvements, and progress towards strategic goals.

We ensure that every report includes critical financial data, operational insights, and highlights of significant milestones. By incorporating achievements, challenges, and future plans, we provide a well-rounded view of your company’s position, tailored for stakeholders and investors, ensuring clarity and transparency throughout.

Keeping stakeholders informed

Effective external reporting is essential for maintaining transparency and building trust with key stakeholders, including investors, government agencies, and other partners. We specialise in creating clear, accurate, and timely reports that communicate your business’s performance, financial health, and strategic direction.

Our external reporting services are designed to meet regulatory requirements while addressing the needs of diverse audiences, ensuring that critical information is presented in a way that supports decision-making.

Whether reporting to shareholders, regulatory bodies, or industry partners, we ensure that your business remains compliant and aligned with best practices, while showcasing your achievements and future goals.

Reporting requirements & Project Updates

Meeting diverse reporting requirements is crucial for ensuring accountability and transparency across various aspects of your organisation. We provide tailored solutions for all types of reporting, including project updates, financial acquittals, progress reports, and other specialised reporting needs.

Our expertise ensures that your reports are accurate, timely, and aligned with both internal and external standards. Whether you’re tracking the progress of key initiatives, fulfilling funding obligations, or providing detailed financial summaries, we ensure that your reporting is thorough, compliant, and easy to understand. Additionally, our flexible approach allows for the creation of customised reports that meet the unique needs of your stakeholders, keeping your organisation on track and informed.

Risk Management

Operational Risk

  • Process Failures: Inefficiencies or breakdowns in day-to-day operations, such as supply chain disruptions, inventory issues, or production delays.
  • Technology Failures: System outages, cybersecurity threats, or outdated technology can hinder operations.
  • Employee Errors: Mistakes or misconduct by employees can disrupt operations or lead to legal and compliance issues.
  • Compliance and Regulatory Risk: Failing to comply with industry regulations, legal requirements, or internal policies can result in fines, legal penalties, or reputational damage.

Strategic Risk

  • Poor Decision-Making: Ineffective strategic planning or poor leadership decisions can hinder growth or lead to missed opportunities.
  • Mergers & Acquisitions: Integrating new businesses or managing mergers can be complex and risky if not handled well.
  • Expansion Risk: Expanding into new markets or launching new products without proper market research can result in failure.

Legal & Regulatory Risk

  • Litigation: Legal disputes, such as lawsuits or intellectual property claims, can lead to significant costs.
  • Regulatory Changes: Changes in laws or industry-specific regulations can impose new compliance requirements or restrictions.
  • Employment Laws: Mismanagement of employee contracts, benefits, or workplace conditions can result in legal actions.

Health & Safety Risk

  • Workplace Hazards: Inadequate safety measures can lead to accidents, injuries, and legal liabilities.
  • Pandemics: Global health crises, such as pandemics, can disrupt supply chains, workforce availability, and market demand.

Financial Risk

  • Cashflow Issues: Insufficient cash reserves or poor cashflow management can lead to liquidity problems.
  • Debt Management: Overleveraging or poor debt management can strain financial resources.
  • Credit Risk: The risk that customers or clients may not pay their invoices on time or at all.
  • Market Fluctuations: Changes in interest rates, currency exchange rates, or stock markets can affect the financial stability of a business.

Market & Competitive Risk

  • Competition: New or stronger competitors can reduce market share or lead to pricing pressures.
  • Demand Changes: Shifts in consumer preferences, trends, or economic downturns can decrease demand for products or services.
  • Innovation Risk: Failing to innovate or adopt new technologies can make a business obsolete in a fast-evolving market.

Reputational Risk

  • Brand Damage: Negative publicity, customer dissatisfaction, or product failures can damage a company’s reputation.
  • Customer Service Failures: Poor customer service or communication can lead to customer loss and harm the brand.
  • Ethical Issues: Unethical business practices or scandals can severely harm a company’s standing in the market.

Human Resources Risk

  • Employee Turnover: High turnover rates can lead to operational disruptions and increased recruitment costs.
  • Talent Shortages: Difficulty in recruiting or retaining skilled workers can impact business performance.
  • Labour Relations: Poor relationships with employees or unions can lead to strikes, disputes, or decreased morale.

Supply Chain & Logistics Risk

  • Supplier Dependence: Overreliance on a single supplier or vendor increases vulnerability to supply disruptions.
  • Transportation Risks: Delays or failures in logistics can lead to stockouts, increased costs, or customer dissatisfaction.

Technological Risk

  • Cybersecurity Threats: Data breaches, hacking, and other cyber threats can lead to financial loss and reputational damage.
  • Technological Obsolescence: Failing to update technology can reduce operational efficiency or cause a competitive disadvantage.
  • Data Management: Poor data management can lead to compliance issues, inefficiencies, or lost opportunities for insights.

Environmental & Sustainability Risk

  • Environmental Regulations: Stricter environmental laws or failing to comply with sustainability standards can lead to penalties.
  • Resource Scarcity: Depletion of natural resources or access to key materials may impact production.
  • Climate Change: Natural disasters, changing weather patterns, or sustainability pressures can affect operations and infrastructure.

Political & Economic Risk

  • Economic Downturns: Recessions or economic instability can reduce consumer spending and business investment.
  • Geopolitical Risk: Political instability, trade wars, or changes in government policies can disrupt markets and supply chains.
  • Taxation Changes: Shifts in tax laws or unexpected tax increases can affect profitability.

How Dimarx Can Help You Assess and Mitigate Risks

At Dimarx Consulting, we provide a comprehensive risk assessment, helping your business identify, evaluate, and mitigate potential risks effectively.
By aligning risk management strategies with your board’s risk profile, we ensure that every aspect of risk—whether financial, operational, or strategic—is addressed and managed.
Our tailored approach provides a clear path for mitigating risk, while maintaining a level of comfort for all stakeholders, ensuring that your business is prepared for uncertainties and positioned for long-term success.
Let Dimarx guide you through the complexities of risk management with confidence and clarity.
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Our Services Include:

Thinking strategically is an important aspect to business

At Dimarx, we guide businesses through a structured planning process that includes defining clear objectives, conducting market analysis, assessing resources, and identifying opportunities and risks. Our approach ensures that each step, from setting short- and long-term goals to creating actionable strategies, is tailored to your unique needs.

We work closely with you to develop a robust plan that aligns with your business objectives, fosters innovation, and anticipates future challenges. With a well-executed strategic plan, your business will be positioned for sustainable success and agile in the face of changing market conditions.

Developing financial models 

At Dimarx, we provide the tools and insights needed to make strong, informed decisions. Our team delivers comprehensive project budgets, detailed financial reports, bridging documents, and custom reports tailored to your specific needs. With our expertise, you’ll have the critical information necessary to guide your business decisions confidently and effectively.

Reviewing your current or previous plans

To ensure your business stays on course and achieves its strategic objectives, regular monitoring of your strategic plans is essential. At Dimarx, we offer monthly or quarterly reviews to assess your progress, ensuring that your business remains aligned with its goals.

During these reviews, we evaluate performance metrics and market conditions, allowing us to make any necessary adjustments to your strategy. If certain targets are not being met, we provide options to catch up and realign efforts, keeping your business agile and responsive to changes. With our continuous oversight, you can confidently adapt to challenges and stay on track for success.

Regular Monitoring

In today’s fast-paced business environment, staying static can hinder progress. At Dimarx, we specialise in reviewing and updating your current strategic plans to ensure they remain relevant and effective. Our process identifies gaps, confirms the validity of your existing strategies, and updates key areas to reflect changes in your industry and business landscape.

With regular monitoring, the business can adapt as the environment changes, this can include opportunities or disruptors to your markets.

A review every 3 months is recommended, to ensure you still have time to react before the end of the financial year.  Q1, Q2, Q3 

Ownership of the plan

When a team is actively involved in the planning process, they gain a true sense of ownership over the plan’s outcomes. Engaging team members early in the development of a strategic plan fosters commitment, accountability, and motivation to see the plan succeed.

At Dimarx, we believe that collaboration leads to stronger, more effective execution. By involving your team in the process, we ensure that everyone is aligned with the goals and fully invested in bringing the vision to life. This sense of ownership empowers the team to take initiative and work together to achieve shared objectives.

Robust discussions that result in a shared vision

Successful businesses are built on a shared vision, but getting there often requires robust discussions among owners and board members. While differing perspectives can create challenges, finding common ground is key to driving the organisation forward.

At Dimarx, we help facilitate these discussions, guiding owners and board members to align on a clear and unified vision for the future. Once established, we work with you to ensure that this vision is effectively communicated to management and supported by the right resources for successful execution.

Dimarx can help you navigate this journey, ensuring all voices are heard and your business stays on track for success.

Robinson Finance provide solutions for loans, from Home Loans, Equipment, Vehicles and Commercial Loans.

Disclaimer:
Please ensure that you read and fully understand the Product Disclosure Statement (PDS) before proceeding with any finance offers. The information provided within the PDS will help you make an informed decision about whether the finance offer is suitable for your needs.

Contact Shane to quote up your next requirements.

Shane Robinson
Founder - Robinson Finance

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Budgeting & Forecasting

Budgeting for your business

Establishing a budget is a critical part of your business, whether it starts as a back of envelop situation or your business has developed to need departmental budgets and an overall organisational budget.  

Establishing a project budget

Establishing a project budget is crucial for keeping any project on track and within financial constraints. A well-planned budget outlines the costs associated with each project phase, helping allocate resources effectively and setting clear expectations for stakeholders. Beyond initial setup, ongoing monitoring is essential to ensure that actual spending aligns with projections, allowing for quick adjustments if costs begin to escalate.

Dimarx Consultants can support you through every step of this process—from developing an accurate budget that considers all project variables to providing ongoing oversight. Our team brings expertise in tracking and reporting, ensuring transparency and mitigating risks before they impact project timelines or finances. By partnering with Dimarx, you gain the confidence of knowing your project is backed by proactive management, ensuring its success and safeguarding your investment.

Forecast / Review / Forecast / Review …

Business forecasting outside of standard budget periods is a vital practice for adapting to market changes and seizing new opportunities. This approach involves regularly projecting financial performance, market trends, and operational demands beyond the typical budgeting cycle, offering a more agile view of the business’s trajectory. 

Ultimately, maintaining this forward-looking approach outside of budget cycles helps keep the organisation responsive, competitive, and well-positioned to adapt in a dynamic environment.

Cashflow is critical in any business

Budgeting cash flow is essential for maintaining financial stability and achieving both short- and long-term goals. Dimarx Consultants can guide you through the process of tracking income and expenses, projecting future cash inflows and outflows, and identifying potential financial gaps or surplus.

Our team offers tailored insights to anticipate tight financial periods, helping you proactively manage expenses or reinvest profits when cash flow is strong. By working with Dimarx, you’ll have the expertise to prioritise spending, avoid unnecessary debt, and create a safety net for unexpected challenges. For businesses, our cash flow budgeting services align with strategic objectives, ensuring resilience and adaptability in a fluctuating market.

Does your business know it’s real costs?

Many businesses are unaware of their true costs until they conduct a thorough financial assessment. At Dimarx Consulting, we help businesses uncover their real costs by providing in-depth analysis of manufacturing expenses, overhead recovery, transport, promotional support, direct labour, and other variable costs.

By understanding these key factors, businesses can make informed decisions, improve profitability, and optimise their operations for long-term success. Let Dimarx assist in identifying your true costs and unlocking greater financial clarity.

Establish your KPI’s 

 

  • Provides Clear Objectives: KPIs define specific goals, helping employees understand priorities and focus on key tasks that drive the business forward.

  • Enables Performance Measurement: By tracking KPIs, you gain measurable insights into performance, allowing for quick identification of what’s working and what needs improvement.

  • Promotes Accountability: KPIs clarify expectations and set benchmarks, encouraging individuals and teams to take ownership of their responsibilities.

  • Facilitates Data-Driven Decisions: With KPIs, you can make informed, evidence-based decisions rather than relying on assumptions, ensuring more effective resource allocation and strategy adjustments.

  • Supports Continuous Improvement: Regularly reviewing KPIs fosters a culture of improvement, motivating teams to achieve better results over time.

  • Enhances Alignment with Business Goals: KPIs align team efforts with the organisation’s broader goals, ensuring all activities contribute to the overall strategy and mission.

  • Boosts Motivation and Engagement: Tracking progress toward KPIs gives employees a sense of achievement and motivates them to reach and exceed their targets.

Business Continuity & Impact Analysis

What might happen?

Continuity planning is a critical strategic approach designed to ensure a business remains resilient and operational in the face of unexpected challenges, ranging from disaster events to organisational changes. It involves preparing for various scenarios, such as natural disasters, cyber-attacks, and sudden infrastructure failures, by establishing clear, actionable plans that outline steps to restore operations with minimal disruption.

The strategy also includes succession and knowledge transfer plans for the sudden departure of key personnel, ensuring that essential roles can be covered without compromising business functions. By proactively identifying potential risks and devising adaptive response plans, businesses can maintain operational continuity, safeguard assets, and sustain confidence among clients, employees, and stakeholders, even under challenging conditions.

Knowing your risk and mitigate

Understanding your business risks and proactively mitigating them is essential to avoid potential disasters; solutions could include implementing robust data security measures, developing comprehensive continuity plans, ensuring compliance with regulatory standards, and conducting regular risk assessments to stay ahead of emerging threats.  

Have you thought about business interruption insurance?

Here are some common business continuity testing scenarios that organisations use to ensure resilience and readiness:

  1. Power Outage Simulation: Test the ability to maintain operations and communication during a prolonged loss of power.
  2. Natural Disaster Simulation: Plan responses to events like floods, earthquakes, or bushfires, focusing on evacuation, remote work capabilities, and data backup accessibility.
  3. Cyber-Attack Response: Simulate a cyber breach, such as ransomware or data theft, to test incident response, containment measures, and data recovery procedures.
  4. Data Recovery Test: Validate that critical data can be recovered accurately and within a specified timeframe after a data loss or corruption incident.
  5. Supply Chain Disruption: Assess response to a supply chain interruption by testing alternative supplier arrangements and stockpile management.
  6. Key Person Loss: Simulate the sudden unavailability of key personnel to evaluate knowledge transfer, succession plans, and role coverage capabilities.
  7. Pandemic or Widespread Illness: Test operational flexibility by planning for high absenteeism and testing remote work readiness and communication strategies.
  8. System Failure Scenario: Simulate a critical system failure, such as ERP or CRM downtime, and assess how quickly essential business processes can resume.
  9. Evacuation Drill: Conduct an evacuation of the office or worksite to practice emergency protocols, ensuring all employees understand exit routes and meeting points.
  10. Reputation Crisis Simulation: Role-play a public relations or social media crisis to test communication strategies, rapid response plans, and stakeholder engagement.
  11. Product Recall or Quality Issue: Simulate a scenario where a product defect is discovered to test recall procedures, customer communication, and damage control.

Each test helps identify gaps and improve response capabilities, ensuring the business can manage unexpected disruptions effectively.

Know how it is going to impact

A business impact analysis (BIA) predicts the consequences of a disruption to your business, and gathers information needed to develop recovery strategies. Potential loss scenarios should be identified during a risk assessment.

Financial Services

See Reporting 

 

Understanding the numbers

Understanding the numbers in business is essential for success, as financial literacy empowers leaders and decision-makers to make informed choices that drive growth and stability. Financial literacy goes beyond knowing your revenue and expenses; it involves understanding cash flow, profit margins, balance sheets, and financial forecasts.

This knowledge enables you to identify areas of opportunity, cut unnecessary costs, and anticipate future financial challenges. By mastering these financial fundamentals, you can set realistic goals, make data-driven decisions, and adapt to economic changes with confidence. Ultimately, having a strong grasp of your business’s financial health is crucial to sustaining and expanding operations in a competitive landscape.

Benefit from knowing the numbers

Using numbers to your advantage means leveraging financial insights to make strategic, data-driven decisions that propel your business forward. By closely monitoring metrics like cash flow, profitability ratios, and return on investment, you can identify trends and patterns that reveal both strengths and potential areas for improvement.

This approach allows you to allocate resources more effectively, ensuring every dollar spent is driving value. Additionally, understanding your financial data helps in setting clear objectives and benchmarks, enabling you to track progress and adjust strategies in real-time. Harnessing the power of your numbers can give you a competitive edge, as it lets you anticipate market shifts, optimise operations, and ultimately increase your bottom line. When you use financial data as a decision-making tool, you’re not just managing your business—you’re actively steering it towards sustained success.

Look up cashflow section

The banking environment

Dealing with banks in a business context requires more than a basic understanding of finances; it’s about speaking the bank’s language and presenting your business case in a way that aligns with their priorities. Banks look for clear evidence of stability, growth potential, and risk management, so being able to effectively communicate these elements can significantly improve your chances of securing financing or favourable terms.

Dimarx can help bridge this gap, assisting businesses in preparing financial documents, forecasts, and comprehensive business plans that resonate with bank expectations. Our team understands what banks need to see and can guide you in framing your numbers and strategy in a way that instills confidence and meets lending criteria. With Dimarx’s expertise, you can approach bank negotiations prepared and confident, strengthening your business’s position and making sure your financial interests are well represented.

Payroll Review Services

Dimarx offers comprehensive payroll review services to help businesses streamline their payroll processes, reduce errors, and ensure compliance with all relevant regulations. Our expert team examines your current payroll systems to identify inefficiencies and potential areas of improvement, safeguarding your business against costly mistakes and regulatory issues.

By partnering with Dimarx, you gain access to insights and strategies that enhance payroll accuracy, improve employee satisfaction, and optimise cash flow. Based in Bendigo, Dimarx is committed to providing reliable payroll solutions that support businesses across Australia, making payroll management straightforward and stress-free. Choose Dimarx for expert payroll reviews and achieve greater efficiency and peace of mind for your business.

Business Profitability and Sustainable Practices

Dimarx specialises in enhancing business profitability by identifying key improvement opportunities tailored to maximise your organisation’s potential. Through in-depth analysis, we uncover areas where efficiencies can be improved, costs can be reduced, and revenue streams can be optimised. Our team applies industry expertise and proven strategies to assess your current operations, financials, and processes, highlighting actionable steps to boost your profit margins.

Located in Bendigo, Dimarx is dedicated to helping businesses across Australia thrive by offering insights that translate into tangible results. With our support, you can confidently address financial challenges, unlock new growth opportunities, and drive long-term profitability. Partner with Dimarx and take control of your business’s financial success.

Grant Funding

Compliance

Compliance with grant and funding requirements is essential for organisations that rely on external financial support to achieve their objectives. Grants and funding agreements often come with specific conditions, reporting obligations, and accountability standards designed to ensure that funds are used responsibly and for their intended purposes. Failing to meet these requirements can result in penalties, loss of funding, or reputational damage, potentially impacting future grant opportunities.

By staying organised, regularly reviewing compliance standards, and maintaining transparent documentation, organisations can demonstrate responsible fund management and strengthen relationships with funders. This proactive approach not only protects current funding but also builds credibility and trust, opening doors to further support and investment.

Know your Guidelines

Spending money according to the guidelines of a tender, grant, or other funding agreement is crucial to maintaining compliance, trust, and future funding opportunities. Funding bodies and grant providers allocate resources with specific purposes and outcomes in mind, expecting recipients to use the funds as outlined in the agreement.

Adhering to these guidelines ensures transparency, demonstrates accountability, and reflects respect for the funder’s objectives. Misallocation or unapproved spending can lead to audits, penalties, or even a requirement to repay the funds, which can harm both the organisation’s reputation and financial stability. By following the spending guidelines, organisations not only protect their current funding but also enhance their credibility, showing that they are reliable stewards of resources—an important factor for securing future grants, tenders, or funding.

Aquittal Process

Dimarx conducts a formal review required at the end of a funding period to ensure that funds were spent in accordance with the agreement’s terms. This process involves preparing a detailed report that documents all expenses and verifies that the funding was used solely for the specified project or program purposes.

Typically, it includes submitting financial statements, receipts, and a summary of outcomes achieved, allowing the funding body to assess both financial compliance and the impact of their support.

The financial acquittal process serves as a critical accountability measure, demonstrating transparency, responsible fund management, and alignment with the funding objectives. A successful acquittal not only satisfies the funder’s requirements but also enhances an organisation’s credibility, building trust for potential future funding opportunities.

Some grants require an Accountant signoff, our team are qualified to complete this process.

Due Diligence

Representing the Buyer

  • Due diligence checklist
  • Financial Analysis
  • Industry Research
  • Disruptors
  • Review of all material
  • List of questions to validate information presented.
  • Periods of exclusivity
  • Legal Review (external party)

Representing the Seller

  • Due Diligence Checklist
  • Preparation of financials
  • Reversing one off costs
  • Incorporate the story
  • Building a strong strategic plan, outlining the steps required and where on the journey the business is.
  • Locking in contracts for sales
  • Locking in employment contracts for key staff, potentially with earn-outs to lock them in for a period of time.
  • Being flexible for owners involvement
  • Supply chain assurances (if required) – depends on your target businesses
  • Demonstration of innovation and market leader technology
  • Results from compliance audits

 

Other Service Categories

ALL Dimarx Services